Trading 212 201k Portfolio update (+ investment opportunities)

Both portfolios were down a bit this week due to a bad Friday, having reached £204k on Thursday. 

Trading 212 £203k portfolio update 22/08/2026 + Tips

After a bad Tuesday, the market seems to have recovered, despite the news of the USA economy debt being serious.

£150 Deposit (+£53k)

Market movements this week (see video below)

T212 GIA

T212 GIA (IRR 91%)

Invest GIA holdings

T212 ISA

T212 ISA (IRR 55%)

ISA holdings

T212 Portfolio 201k update + thoughts on the USA, etc.

My two T212 accounts together have finally broken the £200k barrier (£150k deposited over 30 months)! It probably won't last but it's still nice to see. My IRRs are now 50% for my Trading 212 Stocks ISA and 90% for my Invest account.

Semiconductor gains have been variable but my metals holdings (gold, silver, rare earths, copper, etc.) seems to finally be on the rise after being undervalued for months.

What ETFs would I choose for a 'hands-off' Junior ISA?

Recently, a friend asked me about how to open a Junior ISA for their child and what stocks they should buy within their ISA (max. deposit £9k per child per year). When their child reaches 18, they hopefully would have a nice fund on which they can draw on for college or a car or whatever. Another objective however, was to hopefully interest the child in the power of investing in the stock market (and the earlier they start, the better).

If you have grandchildren, you should get them started with a Junior ISA as soon as they can read and have pocket money. Two parents + four grandparents can contribute on birthdays and Xmas each year. Over the years, the kids can decide what satellite ETFs they want to invest in (keep the core as a world global ETF) and they will come to appreciate the effect of compound interest (which Einstein described as the 'eight wonder of the world').

I wanted a minimum maintenance/set-and-forget portfolio (at least to start with). This led me to think about a world ETF as a core and perhaps one or two satellite ETFs. They would have to be accumulating ETFs based in Ireland for low tax and have a low TER since they will be running for 15 years or so. It would also be nice to have some weighting for UK\EU to allow for Fx rate fluctuations.

The chart below shows SWDA as the core ETF (though I would actually buy the equivalent but cheaper ETF HMWS) and a few of my favourite high-return index ETFs as satellite holdings.

T212 Portfolio £197k update + tips

The last few weeks has been interesting. My portfolio seems to have recovered and I am up £7k this month on Trading 212...

£150k Portfolio - Invest (£110k deposited) + ISA (£40k deposited) 

I added £10k to my GIA a 3 weeks ago when stock prices were down and mainly bought AI stocks including disks and memory companies. These are now climbing into profit again (having sold for a nice profit earlier when they were peaking).

Here are the Rate of Return figures for the two accounts:

GIA IRR  83%  (19% IRR YTD, 32% IRR 1YR)  Opened Feb    2024  £110k deposited over 26 months

ISA  IRR  46%  (20% IRR YTD, 28% IRR 1YR)  Opened April 2025  £20k+£20k deposits in 15 months