Trading 212 £182k update 22/05/2026 + tips

Not much change. The two portfolios went down a lot but then slowly recovered.

I topped-up in the Invest account and made a few new buys...

and in the ISA, I made a small buy for a Pawn business which should do well due to the gold price, high cost of living and people needing to pay their rent...

Current losers

Here are my biggest losers in my Invest account. I will hold these and wait for them to come good.

Lundin Gold is currently at around $104 CAD and so is paying a meaty 1% dividend soon (my holding is down 20% though). My original premise was that some of these smaller miners would be bought out or invested in by the larger gold miners who should have a surplus of cash.

All my three miners, Lundin, Equinox and Harmony can produce over 500k ounces. 

Tips

The Hormuz mood seems to be more positive but I still cannot see anything much happening, however the stock market seems to react to good news even if it means that for next 6 months we are going to see high CPI and high interest rates.

So I am waiting for the next crash on bad news and will buy in again as I still have approx. £9k in cash from top-slicing earlier.

Things could get much worse or there could be a sudden meeting of minds and the rumour will send the stock sky high.

I intend to top-slice when the sentiment and prices are high and buy when then prices plummet on bad news. Meanwhile, add into my world/global ETFs when the price is low.

At the moment, I am quite heavy in Fresnillo (£10k with +1k gain) but my gold miners are not doing too well. I will just hold onto these in the hope that the junior miners will be bought out while their price is still low.

I am then intending to use any gains in gold to put into copper (e.g. £COPG or $COPX acc have 0 ERI). I hold COPX in my ISA but may buy COPG instead now to avoid the T212 Fx charge on $USD-based shares when selling - its not worth selling my COPX and buying COPG just for the sake of the T212 0.15% Fx charge.

I do think Netflix is underrated and might top up a bit more next week. The price is staircasing upwards which is a good sign...

This is not investment advice, please do your own research - most people should be putting 90% of their portfolio into global ETFs like HMWO dist or HMWS acc and perhaps a bit of tech (EQQQ dist or IITU acc or world tech like XSTC dist or WITS dist.).