Saturday, 30 August 2025

Cheapest UK S&S ISA provider + my Top Secret Stock Picking Tool!

In the UK, the cheapest Stocks and Shares providers are Trading 212 and Invest Engine, however they do not provide all types of accounts (e.g. SIPPs, LISAs) and do not allow purchase of mutual funds (e.g. my current favourite fund - Artemis Global Income Fund).

Some brokerage providers do not offer Flexible ISAs and have quite high trading charges.

A new online tool (under development) is here. It is not yet entirely accurate, but you can view the source data here and check each brokers T&Cs. For instance I have an Interactive Investor account and the charges are shown incorrectly by this online tool, they are actually:

Invest up to Monthly fee Plan
£50,000         £4.99            Investor Essentials
No limit         £11.99      Investor

There is a Reddit discussion on this tool here.


Top Secret!

OK, for my faithful readers, I am at last going to show you how I manage to be so successful in picking good stocks, and here it is...



Yes, it is my Crystal Ball! It measures 10cm and comes with a small wooden stand which holds in all the magic...



I use this to pick all my stocks and it never fails (except when picking mining companies and AIM shares - so I always avoid those two types of shares).

My own Crystal Ball is not for sale, but if you want one similar to mine, please click this link (#Amazon Ad) :-)

Note: I cannot guarantee results - you may also need to do your own research before investing.

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