UK Government spends £860m on air-source heat pump grants!

The UK gov. is spending £860m on decarbonisation projects. Most of this money is being spent on replacing perfectly good gas boilers in public buildings with air-source heat pumps.

207 public sector organisations have been awarded grants for 245 heat decarbonisation and energy efficiency projects.

Trading 212 Update 2025-10-03 + more tips

This week has shown a very nice uptick. 

The table below shows the weekly stats for the last four weeks on my T212 accounts:

T212 Accounts

Deposit  Age      12 Sept.  19 Sept.  26 Sept. 03 Oct   Result(wk) (IRR since start)      

£20,000   6 mths  £24,700   £25,083   £24,619  £25,225  £631       (27% - 20k lump sum in April)

£70,000  14 mths  £76,474   £78,574   £78,415  £80,057  £1,698     (45% - DCA in chunks - 26k added Aug.)

Overall gain this week is +£2,329 (last week was -£622).

So my £90K T212 accounts (£20k ISA + £70K GIA) now total £105K (+£15,282 gain).

Top performers this week...

2025-10-02 Todays Stock risers

Stock market is up @ midday today 12:00 BST UK.

Of note are Ashtead Technology AT (8%), AMD 3.35%, COINbase (2%), ASML (3.6%), CoreWeave CRWV (2.7%) plus many others in the 1%-2% range.

Thales HO (defense company) is up 23% in 1 month, Siemens Energy ENR is up 11% in last week.

Nebius Group NV NBIS on NASDAQ is up 5% today and 78% in the last month due to a large deal with Microsoft...

Buy and Forget - a simple two ETF portfolio!

Many people would like to invest for 5 years or more but do not want to actively trade - they just want to invest a lump sum (and maybe add to it every month or 3 months).

Many years ago I decided to entrust an inheritance to Fisher Investments. They have an annual charge of approx. 1.5%/yr and there is also an initial on-boarding fee for life planning, etc. Fisher very much believe that, provided you have other means of support (e.g. adequate pension and you own your own house), 100% equity investment is best (no bonds or cash). Their fund is basically the same as the SWDA MSCI Core Global ETF but with a few tweaks depending on the current economic climate. For instance, because of Trump's election, they increased their portfolio weighting of European stocks.

As you can see from the charts below, Fisher's fund (Purisima Global Total Return B - shaded blue line) has basically followed the SWDA ETF.

Free investment resource + tips

HelloStocks provide a free list of potentially good investment holdings here.

I cannot vouch for their accuracy or integrity, but it does seem to provide lists of companies suitable for investment depending upon different criteria.

P.S. I have added some extra companies to my 'nuclear' blog article here - see the 'Other possible candidates' section. Some of these have shown +400% and +600% gain in the last year! I have made an 'SMR Pie' in Trading 212 and invested in most of these for the long term as I foresee a desperate need for large amounts of electricity to supply AI and data farms as well as EVs in the next 10 years. In 2027, some SMRs should finally be working and demonstrating their cost effectiveness and efficiency. More SMRs will follow. There will be a need for Uranium and the special fuels that are needed, so no matter which SMR designs win the race, the companies supplying and making the fuel will rocket in value as demand will exceed supply - at least that's my theory!

Trading 212 Update 2025-09-27 + tips

This week has been down overall for me. The first few days started well but there was a small correction on Thursday and Friday.

T212 Accounts

Deposit     Age       12 Sept.   19 Sept.   26 Sept.     Results(week) (IRR since start)      

£20,000    6mnths     £24,700    £25,083    £24,619      -£463         (24% - 20k lump sum in April)

£70,000    14mnths    £76,474    £78,574    £78,415      -£159         (37% - DCA in chunks - 26k added Aug.)

Overall loss this week -£622.

Trading 212 update 2025-09-20 + tips

What a week! After the Fed 0.25% rate cut announcement on Wednesday which everyone was expecting, US shares started to gain (Fed indicated two possible further 25 bps cuts before end of year). Nvidia announced a $5billion investment in Intel and the USD/GBP rate fell 1.5% from 1.36 to 1.34 which also increased the value of US stocks for UK investors.

Is Pawn good for you?

It is projected that the cost of living in the U.S. is projected to continue its upward trend in 2026 and 2027, with the US Consumer Price Index (CPI) expected to reach approximately 333.85 and 341.87 points, respectively, according to Trading Economics. In the UK, it is expected to peak in early 2026 and then very slowly decline.

During these times, credit lenders such as banks, buy-now-pay-later companies like Klarna, credit card companies, discount stores (BME, etc.) can all do well.

A previous favourite of mine had been the pawn shop business H&T Group plc (HAT). I look at buying shares in this company during recessions and when the gold price was high because many people would pawn their gold jewelry and as the value of gold went up, the value of their stock would go up too.

$USD begins to strengthen + my early progress report on hot share tips

My portfolios went down by 1-2% over the last few days despite the S&P 500 being at an all-time high. The dip was due to the weakening $USD. However, today (Thursday 18th Sept.) it seems to be gaining strength and both T212 portfolios have bounced back up again.

The Fx change however, did mean that I could buy more with my £GBP on Tuesday and Wednesday.

Investing in Nuclear SMRs - get in now before it is too late!

Introduction

The world needs green electricity - especially electricity that does not depend on the weather (i.e. neither wind nor solar). Unlike the USA, who are drilling for oil and gas with no regard for global warming, the UK have adopted a Net Zero policy.

In November 2024, the UK and 30 other countries signed a global pledge to triple their nuclear capacity by 2050.