RMPrepUSB, Easy2Boot and USB booting: Trading 212 Update 2025-10-03 + more tips

Saturday, 4 October 2025

Trading 212 Update 2025-10-03 + more tips

This week has shown a very nice uptick.

The table below shows the weekly stats for the last four weeks on my T212 accounts:

T212 Accounts

Deposit Age 12 Sept. 19 Sept. 26 Sept. 03 Oct Result(wk) (IRR since start)

£20,000 6 mths £24,700 £25,083 £24,619 £25,225 £631 (27% - 20k lump sum in April)

£70,000 14 mths £76,474 £78,574 £78,415 £80,057 £1,698 (45% - DCA in chunks - 26k added Aug.)

Overall gain this week is +£2,329 (last week was -£622).

So my £90K T212 accounts (£20k ISA + £70K GIA) now total £105K (+£15,282 gain).

Top performers this week...

Most of my share picks have gained between 2%-9% this week (very few showed a loss for a change!) - a few showed gains of 10% or more this week and they are listed below:

Gains in this last week:

AudioBoom BOOM 29%
NioCorp NB 29%
RobinHood HOOD 22%
Coinbase COIN 22%
ADUR 20%
IREN F8P 20%
Micron MU 19%
BITF 19%
Crypto ETF DAGB 19%
OSCR 17%
Eli Lily LLY 16%
Vertiv VRT 16%
OKLO 14%
Silver x3 3LSI 12.5%
Ashtead AT 11%
Coreweave CRWV 11%

Losers

SOFI was looking OK but then went down -9.5% at the end of the week. I trimmed my position around 6pm BST on Friday as it looked like a massive sell off was occurring. HIMS also dropped from 59 to 52 around 6pm too. I sold most of my holdings in these two inside my ISA to avoid more losses.

This is the advantage of holding shares in an ISA. I can sell with no worries about incurring Capital Gains Tax on my gains (or the 30-day CGT rule) and then simply buy back next week. Sometimes this works and I buy back in again at a cheaper price, but sometimes I have to buy back in again at a more expensive price and I would have been better off to just ride out the dips. However, even if I lose £100 by selling and then buying back later at a higher price, I would rather play safe, especially over the weekend.

The result is that I now have £4.5k in cash in my T212 S&S ISA from selling most of my SOFI and HIMS. This means that next week, I can choose to buy them back (hopefully at a cheaper price) or maybe buy something else instead.

I don't sell the holdings inside my Invest GIA account unless there is really good reason. I have already reached the £3K CGT tax threshold (my crypto sell off + GIA sells) and so if I sell any more in my taxed accounts I will have to go through the pain of working out the CGT and putting it all on my self-assessment form next year! T212 Pies in an Invest GIA account are a real pain if you rebalance them - it causes dozens of trades and it then becomes a nightmare to calculate CGT at the end of the tax year on those hundreds of trades when taking into account the 1-day, 30-day and section 104 rules for CGT calculation.

Overall, all my trading inside my ISA is probably doing more harm than good, but I have a 27% IRR in only 6 months on that T212 account so it's not that deleterious - and this ISA is my 'play' account and a man needs to have some fun at my age ;-).

Tips

Apart from the above usual suspects, I bought a very small amount of a S. Korea ETF CSKR on Wednesday to act as a 'placemarker'. This has gained 4% growth in just a few days.

This ETF includes well known companies such as Samsung and Hynix - Korea are the leading experts in SMRs

Samsung and two other Korean conglomerates have signed an agreement with U.S.-based NuScale to build small-scale modular nuclear reactors, known as SMRs, in Asia as demand for clean energy grows globally.
NuScale and Samsung C&T, the construction and trading arm of Samsung Group, together with units of Korean conglomerates Doosan Group and GS Group, will explore the deployment of NuScale’s SMR power plants. “This announcement is a critical next step in bringing NuScale’s clean energy solution to Asia,” NuScale said in a statement.

I may look to actually buying a larger stake in CSKR next week as the chart looks quite healthy, especially since April. It looks like a suitable candidate for my GIA account.

My thinking is that the whole world will need cheap and 24x7 sustainable energy for AI data centres by 2030 and the only way to get that is with SMRs.

AI is an enormous amplifier of technological progress. Science and Technology will progress at a much faster rate now and all countries have to be in the race. Health (new drugs or curing genetic diseases, etc.), quantum computing, batteries, engineering, genetics and many more fields have already been accelerated by the use of AI. This will not only lead to a heavy demand for energy, but also lead to more jobs. Sure, it will drastically cut call center jobs, but that still leaves millions of jobs that only intelligent humans can do.

Other tips are Caterpillar CAT which may profit from Gaza and Ukraine rebuilding.