Simple hack to make sure Amazon deliver to you personally (no more 'drop and dash')!

In the UK, certain items are age restricted. If you include one of these items in your order, then the delivery driver must ask you for age verification. This means they must knock on your door or ring your doorbell, wait for someone to open it and then verify the age of the person that receives the parcel.

Of course, someone over 18 must be in to receive the delivery or they will need to redeliver it.

So, in the UK, simply include a knife in your order (the Amazon page will warn you that age confirmation is required - see above). Cheap knives on Amazon are often only £1-£2, so just add a useful cheap knife to your order and make sure someone over 18 will be in on the delivery day!

You can always sell any surplus knives or give them as gifts to your friends and neighbours!

Steve's stock market top UK ETFs and tips (Q3 2024)

This article will be updated regularly. Visit every week for updates. Bookmark it now!

Charts/Info correct at 11 July 2024 (Justetf.com comparisons).

Updates

Blog page updated 15/7/24

Update 26/7/24 - Current Tech stocks correction, but 2024 Q4 S&P500 expected to do well in Q4. Wait for stocks to start rise again (may start today 26/7) and then BUY. May want to sell some in Q1 2025 if USA market volatile and buy more quality or world emerging market and small cap?

Update 5/8/2024 - Markets down 2-10% !! Mainly affected by USA - Fed failing to reduce interest rates and higher unemployment. Mostly however, companies are doing OK and the US market should recover after September. Probably too late to sell now, but get cash ready to invest in late Aug/Sept as soon as stocks start to plateau. UK\EU may be good as a hedge. Could consider selling some stock and buying CSH2 (money market 5.4%) but may miss recovery! I am not selling as expect bounce up when Fed finally cuts interest rate in Sept.

Update 13/8/2024 - Markets recovering to previous 3 months level. Market expecting Fed interest rate cut in Sept and better USA employment figures. If stocks dip today/tomorrow, maybe I will buy more.

Update 14/8/2024 - Best performing ETFs YearToDate, UICM 19% (US Comms), PQVG 21% (S&P QVM), IWFM 20% (World momentum), XDEM 20% (world momentum), IITU 22% (US Tech), XLKQ 25% (US Tech).

Update 16/8/2024 - Market recovered.  Hot Tip: Buy TSLA now using ETF ICDU (Amazon 34%, Tesla 13%, Home Depot 8%).  These companies may benefit from AI and also TSLA from sale of it's non-Chinese car software to all other global car companies that currently use Chinese OTA update software. Timeframe: 1 yr. BT group, Amazon, Alphabet and MSFT looking like strong buy (most except BT already in XLKQ ETF).

2024/8/27 - I bought FLXX sold some EMIM iShares Edge MSCI EM Value and all Japan.

Update 13/9/2024 - Market dipped but now recovering again! ICDU tipped last month is up almost 6% in one month.  new tips are energy and finance sectors - e.g. IESU and IUFS for Mastercard\Visa. These are expected to do well within a 6 month time frame. For steady UK dividend stock try IUKD (5.8% in 3 months, 17% in 1 yr) which has beaten SWDA\XDEQ in last 1,3,6,12 months! Gold SGLN at all-time high, not a good time to buy - hold. I bought XLKQ 2024/9/4, XDEQ, SGLN and EQQQ 2024/9/10, IESU and IUFS 2024/9/13.

Update 21/9/2024 - Fed 0.5% rate cut happened which gave approx 1% rise to S&P. Smaller companies should now begin to do better as they will pay less interest on borrowings and can expand. The S&P600/small cap is a good bet now - e.g. ISP6 (2 divs/yr) or USSC (acc - heavier in financials which is good) or both as their top 10 don't overlap. Also Financials (WFEG or XLFQ or UIFS) and Energy (IESU - long term) seem good value.