How to pay less Capital Gains Tax in the UK (also Austria, Denmark and Switzerland)

If you sell an Accumulating ETF inside your GIA investment account, and exceed the current UK £3K annual tax free allowance, you will have to pay Capital Gains Tax on any gain that you made.

But, if you have not calculated the ERI then you may well be paying too much CGT because you could be declaring too high a gain!

Trading update 2025-11-14 + tips

Thursday and Friday saw a small correction which started to recover slightly late Friday.

T212 Invest portfolio (end Friday 14th Nov.)

My ISA account hasn't changed much

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Tips

My ETF top-ups today

The stock market has been down in the last few days, but now seems to be making a light recovery.

I have decided DCA in £1k each into IUCM, XDEV and ICDU.

Trading update 2025-11-07 + tips

Weekly progress report

Oh dear, it was all going so well...

A bad week this week, albeit a slight uplift late on Friday.

The table below shows the weekly stats for the last 9 weeks on my T212 accounts (ISA and GIA):

Buying a cheap Windows 10 Product Key for my new Windows 11 system

I have bought a new mainboard, CPU, RAM and M.2 drive in order to build a new Windows 11 system, but I wanted to keep my old Windows 10 system too. I had several spare ATX PSUs already.

These two large S&P 500 companies gained over 200% in the last 6 months!

Two giant S&P 500 companies have beaten Tesla, SOFI, Palantir, TSM, AMD, Intel, nVidia, etc. in the last 6 months but no one is talking about them! What is more they have a virtual monopoly on a very large market.

Trading 212 Update 2025-10-31 + tips and ideas

Weekly progress report

Another good week.

The table below shows the weekly stats for the last 8 weeks on my T212 accounts (ISA and GIA):

Future stock market volatility prediction & Trump's Crypto deals

If you are holding cash in your ISA or GIA Investment accounts at the moment, you may be hoping to buy in on a future dip.

Gold and Silver has undergone a correction recently. The S&P and Global indexes are up however.

ChatGPT has prepared the following event list for me:

Trading 212 Update 2025-10-24 + tips

 Another exciting week of ups and downs!

Weekly progress report

The table below shows the weekly stats for the last 7 weeks on my T212 accounts: